Ruby Tuesday

Contacts

Click a benefit for contact information

Wells Fargo
800-728-3123
www.wellsfargo.com

Chubb
866-445-8874
www.chubbworkplacebenefits.com

Chubb
866-445-8874
www.chubbworkplacebenefits.com

BlueCross BlueShield (Plan or Claim Questions)
800-523-1478

Find a Provider
Find A Doctor

MetLife
1-800-GET-MET8

Resources for Living
888-238-6232
www.resourcesforliving.com
Username: RubyTuesday | Password: EAP

InfoArmor
888-537-9068
https://www.infoarmor.com

MetLife
1-800-GET-MET8

Chubb Term Life
855-241-9891

Plan or Claim Questions
800-565-9140

Find a Provider
800-565-9140
Find A Doctor

PhysicianNow
888-283-6691

Optum RX
800-807-5996

QLE
1-800-325-0755, Option 4
benefitsadministration@rubytuesday.com

Commuter (Payflex)
844-729-3539
https://www.payflex.com/

Dependent Care (PayFlex)
800-284-4885
https://www.payflex.com/

Health Savings (PayFlex)
800-284-4885
https://www.payflex.com/

PhysicianNow
888-283-6691

BlueCross BlueShield
877-342-0737
BlueCross BlueShield Member Site

Glossary of Terms

Click a term to learn more

The ACA requires all businesses with 100 or more full-time equivalent employees (FTEs) to offer health insurance to their full-time workers (working 130 hours of service in a calendar month) or pay a penalty. In addition, the Company must continue to provide access to quality health insurance at an affordable cost.

Included in your W-2 income or subject to income taxes.

Not included in your W-2 income or subject to income taxes.

A person or persons you name ? using a form accepted by the plan administrator or insurance carrier ? to receive benefits in the event of your death.

A drug that is patented by the FDA and subject to an exclusivity agreement that allows the company to be the sole manufacturer of the drug for a certain number of years.

The percentage that you pay of a covered service.

A fixed dollar amount that you pay for a covered service at the time the service is provided.

The health care services that a plan will cover in part or in full based on plan documents.

The amount you pay for covered services in a plan year before the plan begins to pay benefits.

The day on which you're eligible to participate in a Your Benefits plan.

Expenses incurred for a covered service.

A statement of proof of a person's physical condition, occupation, or other factor affecting his or her acceptance for insurance coverage.

A drug that's considered a ?preferred choice? based on its effectiveness and cost.

A prescription drug that has the same active ingredients as a brand-name drug and is subject to the same FDA standards for quality, strength, and purity as its brand-name counterpart, but typically costs less. Not all brand-name drugs have generic equivalents.

A Ruby Tuesday employee or eligible dependent who didn't enroll in the benefit plan when first eligible to join.

Any licensed doctor, hospital, lab, or other health care provider that has contracted to provide members with comprehensive services at discounted rates.

A brand-name drug that isn't on a plan's formulary list.

A brand-name drug that isn't on a plan's preferred list.

The maximum amount you pay each plan year for covered services. Once you reach your out-of-pocket maximum, the plan pays 100% for additional covered services.

Any licensed doctor, hospital, lab, or other health care provider that is not part of a provider network.

January 1 through December 31.

A drug that's considered a ?preferred choice? based on its effectiveness and cost.

A doctor within an HMO network whom you've selected to coordinate your medical care.

A life event that may allow you to make certain changes to your health plan coverage. This includes marriage, registration of a domestic partnership, legal separation, or divorce; birth, adoption, legal guardianship, or change in custody for a dependent child (or children); the ineligibility or death of a dependent; a move to an area where your current plan isn't offered; a change in your or your spouse's employment; or a significant change in health coverage.

The maximum amount the plan will pay for a service, based on what providers in that geographic area charge for similar services or supplies.