Ruby Tuesday

Financial Wellness

Invest in your retirement-and yourself-today, with help from the Ruby Tuesday 401(k) Plan

The plan offers a convenient, tax-deferred way to save. Take a look at what a difference enrolling in the Plan could make in achieving your retirement goals.

Frequently Asked Questions:

Any employee age 21 or older who has worked for Ruby Tuesday 6 months and earns less than $130,000 annual salary.

Call Principal at 1-800-547-7754 or via internet at

On a pre-tax basis: 1 % to 50% of your pay up to $20,500 in 2022. This limit is adjusted annually each year by the IRS. You can also contribute on after-tax basis up to 10% of your gross pay or Roth after-tax basis.

Yes. You can change or stop the amount at any time. It may take 1 to 2 payrolls to take effect.

Call Principal at 1-800-547-7754.

Yes. Payments are repaid through payroll deductions. For more information, call 1-800-547-7754. Payments must continue despite a 0 check or leave of absence.

You may request distribution paperwork 31 days after your termination date is recorded in payroll. Call 1-800-547-7754 for paperwork.

If you are under 21 years of age, have not worked for at least 6 months you are not eligible. If your annual salary is over $130,000 you are not eligible to participate in the 401k plan.