Ruby Tuesday
Ruby Tuesday
Lowest Premium
$3,000 (I)
Annual Deductible
In-Network Only
Network Accessibility
Coinsurance
You pay the full cost of your Medical/Rx expenses until the deductible is met
$21.93
Individual Weekly Premium
Average Premium
$1,750 (I)
Annual Deductible
In-and-Out of Network
Network Accessibility
Coinsurance
You pay the full cost of your Medical/Rx expenses until the deductible is met
$40.33
Individual Weekly Premium
Highest Premium
$800 (I)
Annual Deductible
In-and-Out of Network
Network Accessibility
Copays
You pay copays for doctor visits and Rx
$49.22
Individual Weekly Premium
PhysicianNow gives you 24 hour access to a doctor through the convenience of a phone or mobile app.
1-888-283-6691
Click the button below to find an In-Network doctor in your area.
| High D Plan - EPO HSA | HSA Low D - PPO HSA | Premier Care Plan - PPO | ||
|---|---|---|---|---|
| Rx Generic | $10 co-pay after deductible | $10 co-pay after deductible | $15 co-pay | * |
| Rx Preferred Brand | 75% after deductible | 75% after deductible | $40 co-pay | * |
| Rx Non Preferred Brand | Greater of 75% or $400 deductible | Greater of 75% or $400 deductible | $75 co-pay | * |
| Rx Specialty | Greater of 75% or $400 deductible | N/A | ||
| Rx Formulary | Elixir Rx | N/A | ||
| Rx Mail Order |
Mandatory Learn More |
N/A | ||
| HDHP Preventive Medications | Learn More | N/A | N/A | |
| Formulary | Learn More | N/A | ||
* Covers up to a 30-day supply (retail prescription) or 90-day supply (mail order). The following services are covered at 100% if FDA-approved and prescribed by a doctor:
Good dental health is a critical component of your overall health. Your dental plan is through BlueCross BlueShield and provides benefits for preventive, basic and major services. To find a network dentist in your area, go to Find a Doctor
Low Premium
Deductible
None
$2,000
Annual Benefit
Note: Preventive Services are no longer subject to the Calendar-year Maximum!
Adults and Children
Orthodontia
If you wear glasses or contacts, you know vision expenses can add up. At Ruby Tuesday, vision benefits are provided by BlueCross BlueShield.
All BlueCross BlueShield Vision plans come with one of the largest vision networks in the country. To find a network vision provider, visit Find a Doctor.
Member Guide
Lower Premium
$10 copay
Eye Exams
$25 copay
Lenses (once every calendar year)
$150 Allowance
Frames (every calendar year)
$125 Allowance
Contact Lenses (every calendar year)
Higher Premium
$10 copay
Eye Exams
$25 copay
Lenses (once every calendar year)
$200 Allowance
Frames (every calendar years)
$175 Allowance
Contact Lenses (every calendar year)
A health savings account (HSA) is a medical savings account. This account is funded by Ruby Tuesday and you, if you elect to contribute, to help pay for your medical expenses. The funds contributed to an HSA account are not subject to federal income tax at the time of deposit. Funds roll over and accumulate year to year if they are not spent.
Reasons to elect an HSA
Your funds rollover from year-to-year. Earn tax-free deposits from your paychecks into your account automatically! You can pay for medical expenses, save for retirement, and more!
Pay for Medical Expenses
Use your HSA as an option to pay for your medical expenses tax-free. A debit card is provided to you, to make paying for your services easier than ever before.
| Individual Contribution | Family Contribution |
|---|---|
| 2024 HSA Annual Contribution Limit $4,150 | 2024 HSA Annual Contribution Limit $8,300 |
| 2023 HSA Annual Contribution Limit $3,850 | 2023 HSA Annual Contribution Limit $7,750 |
| 2021 HSA Annual Contribution Limit $3,600 | 2021 HSA Annual Contribution Limit $7,200 |
| 2020 HSA Annual Contribution Limit $3,550 | 2020 HSA Annual Contribution Limit $7,100 |
| 2019 HSA Annual Contribution Limit $3,500 | 2019 HSA Annual Contribution Limit $7,000 |
A dependent care FSA lets memembers set aside money from their paycheck on a pretrax basis to use for eligible out-of-pocket expenses. Members can use this FSA to pay for eligible child and adult care expences like day care, before and after school care, nursery school, preschool, and summer day camp.
Generally, the maximum amount that may be contributed to the Dependent Care FSA is $5,000 and detemined on a calendar year basis.
Amounts contributed to the Dependent Care FSA are subject to the "use or lose" rule. This means any unused contributions remaining at the end of the plan year are lost, unless the plan includes a grace period (which provides up to 2.5 months to access unused contributions following the end of the plan year). Review your plan documents to understand whether a grace period is available.
| Coverage Features | Managers, Area Coaches, Support Center Team Members, Full-Time Hourly Team Members |
|---|---|
| Supplemental Life Coverage for Yourself | 1x, 2x, 3x, 4x, or 5x your salary, up to $500,000 When first eligible to enroll, amounts above 3x your salary require medical underwriting. |
| Supplemental Dependent Life Coverage | Spouse: Choice of $10,000 or $25,000, then increments of $25,000 thereafter up to a maximum of $250,000 (not to exceed 50% of the employee's Supplemental Life benefit) Child: $2,500 increments, up to $10,000 When first eligible to enroll, amounts of spouse coverage above $50,000 require medical underwriting. Medical underwriting is not required for children. |
| Supplemental ADPL Coverage for Yourself | 1x, 2x, 3x, 4x, or 5x your salary, up to $500,000 |
| Supplemental ADPL for your Dependents | Spouse Only 50% of your amount Child(ren) OnlyEach child: 15% of your amount Spouse and Child(ren)Spouse: 40% of your amount; Each Child: 10% of your amount |
| Coverage Features | Manager, Area Coaches, Support Center Team Members | Full Time Hourly Restaurant Team Members |
|---|---|---|
| Benefit Amount | 60% of your weekly salary Benefit amount weekly maximum: $2,000 |
60% of your weekly salary Benefit amount weekly maximum: $2,000 |
| When Benefits Begin if Disabled | Managers and Area Coaches Covered Injury/Illness: on the 30th day Support Center Team Members Covered Injury: on the 1st day Covered Illness: on the 8th day |
Covered Injury: on the 1st day Covered Illness: on the 8th day |
| Maximum Benefit Period | 26 weeks | 26 weeks |
| Coverage Features | Managers, Area Coaches, Support Center Team Members | Full Time Hourly Restaurant Team Members |
|---|---|---|
| Benefit Amount | 60% of your monthly salary Benefit amount monthly maximum: $10,000 |
$900 per month |
| When Benefits Begin if Disabled | After 180 days of disability or the end of short-term disability benefits, whichever occurs later | After 180 days of disability or the end of short-term disability benefits, whichever occurs later |
| Maximum Benefit Period | To social security normal retirement age, or, if age 62 or older when disability begins, up to 42 months depending on your age. | To social security normal retirement age, or, if age 62 or older when disability begins, up to 42 months depending on your age. |
What is Tuition Reimbursement?
A program that allows Team Members to be reimbursed for educational expenses.
Who's eligible for Tuition Reimbursement?
Team Members who have six (6) months of service and maintain twenty (20) hours weekly
What courses qualify for Tuition Reimbursement?
Courses must come from an accredited college or certificate program.
How much reimbursement can I receive?
Maximum payable each calendar year is $1,000.00. If you receive financial aid such as grants, scholarships, etc. then your reimbursement will be reduced by that amount. If the difference is larger than $1,000 then you will not qualify for reimbursement. Books and supplies are excluded from reimbursable expenses. Reimbursement of tuition and fees is made on the following schedule according to letter grade:
A
100%
B
85%
C
75%
Below C
0%
Pass/Fail
75% (Pass Only)
How do I apply for Tuition Reimbursement?
Fill out an Tuition Reimbursement Application available from the "Learn More" button below. Have your Manager sign it and return to the Benefits Department for final approval. The application needs to be turned in before classes start
How will I know if my classes have been approved?
You will receive a memo once your classes are approved or denied by our Plan Administrator at the Support Center
What are the retirement planning benefits?
Team members age 55 or older will be reimbursed 100% of the cost, up to $1,000 annually for courses or financial counseling to help them prepare for retirement
Team members have 90 days from the last day of class to send grades and a copy of their tuition receipt to the Plan Administrator at the Support Center. After 90 days, reimbursement is forfeited.
If Supplemental Insurance sounds like extra insurance to you, you're right. Why would you want more insurance? Simple-- Your primary health insurance, covers only some of the costs you would face with an injury, illness, hospital stay or worse. Many costs related to injuries or illnesses are not medical.
Lincoln is the marketing name used to refer to subsidiaries of Lincoln Limited providing insurance services. The supplemental products offered are underwritten by Combined Insurance Company of America and ACE American Insurance.
Life Insurance provides your beneficiaries with a cash death benefit if you're gone. Lifetime Benefit Term is term life insurance that lasts a lifetime and you can use it while you're living. If you ever need money to help pay home health care, assisted living or nursing home care expenses, a portion of the death benefit can be applied to these costs. Since most of us are living longer, it's definitely something to consider.
Accidents happen. Lincoln Insurance is there when they do with cash benefits paid directly to you if you're injured in a covered accident (plus, pays 25% more for injuries when participating in organized sports). You choose how to use the cash - cover co-pays, deductibles, bills, even groceries - it's up to you. Plus, you're covered 24/7 and own your policy as long as premiums are paid.
Life can change instantly. Serious illness like a heart attack, stroke or cancer is unexpected. And so are its costs. Lincoln Critical Illness Insurance provides a safety net, paying cash directly to you, helping offset unexpected medical expenses. Or, use the cash to pay the mortgage, groceries, car payments - it's your choice. Coverage is available to your spouse and children and is portable; you keep your coverage even if you leave your job or retire.
Keep Out. That's what we want to do with hospitals. But, if you do land in the hospital, Lincoln High Deductible Buffer is there with cash benefits to help pay for out-of-pocket costs related to being in the hospital. No health exam, questions or pre-existing conditions; Coverage for spouse and children also available.
Identity Theft Protection
To help protect you and your family, you need an identity alert system. Allstate detects suspicious activity, they alert you.
New York Employees Only
This benefit makes it easy to order transit and parking passes, vouchers or a Commuter Check online through PayFlexDirect.com
Having fun, getting away, and saving money are important for your well-being. This cost-free benefit provides you access to thousands of exclusive travel and entertainment discounts, so you can make the most of your time away from work.